TA Capital Management, LLC (“TA Capital”) is an SEC Registered Investment Adviser and is a subsidiary of Total Alignment Wealth Advisors, LLC. TA Capital is based in Turnersville, NJ. Currently, TA Capital uses Charles Schwab & Co. as custodian, but it may use one or more other qualified custodians as approved in writing by the client. Such qualified custodians require new account paperwork, which must be signed in addition to an Investment Advisory Agreement with TA Capital. TA Capital reminds all clients and prospective clients that all investments carry risks, and that past performance does not secure or guarantee future results. TA Capital generally considers broad diversification strategies to be most prudent, and generally does not endorse overall asset allocation strategies that contradict this diversification principle. TA Capital does not take an absolute or definite stance regarding the appropriateness of passive or active management in all client situations, but ties its statements regarding likely outcomes of both to reliable statistical data and verified research. Moreover, the design of the TA Capital model portfolios was created fully in-house based on in-house expertise and independent research. TA Capital reminds all investors that certain investments require investors to be considered “accredited investors” as defined by U.S. securities laws. While both TA Capital and the U.S. Securities and Exchange Commission suggest that the final interpretation of whether you may be considered an “accredited investor” should be assessed with your attorney, the SEC has provided general guidelines on the following site: www.sec.gov/answers/accred.htm. At all times, if you do not qualify as an “accredited investor” as defined by U.S. securities laws, TA Capital cannot and will not allow you to invest in such investments. Moreover, TA Capital is at no point obligated to accept any given individual or group of individuals as clients, even if that individual is deemed an “accredited investor” or otherwise fits the profile of a typical client of TA Capital. To the extent that spouses have entered into an agreement with TA Capital, TA Capital will consider both spouses as “clients” unless marital dissolution proceedings have been initiated and communicated to TA Capital. In addition, TA Capital may under certain conditions extend incidental administrative and wealth advisory services to that client’s children and/or grandchildren; however, TA Capital is under no obligation to do so. TA Capital encourages all individuals to carefully review its ADV Forms and related information available at: www.iard.com.